One app. One experience. Every day, everywhere.
Hotel nights, airline miles, credit and debit cards, and the clubs and memberships you hold — one wallet that follows you wherever you go.
Join the waitlistA sentence in,
a whole trip out.
Ask for it the way you'd ask a person — in Claude, in ChatGPT, or in the app. What comes back isn't a page of links. It's a plan you can change, priced, held, and ready to pay for in one go.
Four nights above the water, then two in Rome on the way home. Here is the shape of it — every line below is live, priced and holdable.
Earn figures illustrative. Air fares don't earn Points — miles credit to your airline as normal. Where a stay has its own programme, its points, nights and tier credit post there; where it doesn't, BLACKBOOK Points step in. Splittable across the group; payable in Points, card, or both.
BLACKBOOK keeps making your world bigger. Watch with the sound up.
Every photo you save is a plan you haven’t made yet.
The photos and screenshots piling up on your phone — a pool someone posted, a bar with no name, a menu, a corridor you loved. They were never just pictures. Here is what happens to them.
Straight from your albums.
Photos, screenshots, saves — the things you kept without a plan attached.
We work out what they are.
A beach club in Positano, a rooftop on the Palm, a bar with no sign — named and located.
They become plans.
Added to a trip or booked for this week — tables, tickets and stays, paid in one basket.
Positano and Rome on the calendar, a pool and a table in Dubai — built from four photos. Nights out and whole trips, straight from your albums.
Join the waitlistBooked here,
everything counts.
Same room. Same seat. Same table. Same price you'd have paid anywhere else — and everything you'd normally earn, you still earn. Nothing about the trip changes except what you're left holding at the end of it.
The honest comparison is against an online travel agent, because that is where most of this gets booked. The rate is the same. What differs is everything that happens around it.
Air fares don't earn Points — the miles do, credited to the airline programme attached to your booking. Mileage earning varies by airline and fare class; hotel loyalty crediting varies by chain, rate type and channel — what applies to your booking is shown before you pay.
One membership.
Useful everywhere.
It carries the wallet, the basket, the card and the people who answer — and it remembers the trip after you've come home. Founding membership opens in the UAE in 2027, and anyone can join the waitlist today. Join by 31 December 2026 and your first 12 months of Insider are free, worth US$99 (AED 364).
Where to eat, drink, stay, train, shop and spend an afternoon — city by city, written by people who go. Every entry is bookable, and earns.
One app. One wallet.
Everything in one place.
The wallet with every programme in it, plans that live with the people coming, and offers that know which city you woke up in. This is what it looks like inside.
The demo app, recorded. Figures are demo data.
Every programme you
already belong to.
Airline miles, hotel nights, bank points, card rewards, gym credits and the memberships you pay for monthly — in one place. Move value between them, or straight into what you're buying, without leaving the basket.
Four things you already
belong to, in one place.
Not another app to join. The programmes, cards, clubs and memberships you already hold, brought together so they stop being separate balances you never quite use.
Hotel programmes
Nights, tier credit and the benefits that come with status — tracked in one view across every group you stay with, and earned as normal when you book here.
Airline programmes
Miles across every carrier you fly, with somewhere to go besides a seat you didn't want on a date that doesn't work.
Credit & debit cards
The points, credits, lounge access and cover attached to the credit and debit cards you carry — read once, then surfaced at the moment each one applies.
Clubs & memberships
The gym, the golf club, the padel courts, the spa — and the lifestyle and loyalty memberships you already pay for. Held alongside the rest, so what each gives you is visible rather than buried in an email from 2023.
Plans are better with
people in them.
Every trip and every night out is planned in a group chat and paid for by whoever cracks first. The plan should live where the people are — visible to everyone coming, editable by everyone invited, and settled without anybody chasing anybody.
1Tap to split the bill four ways
✓Settled. Nobody fronted it, nobody chases anybody.
2Now open it the way it looks on your phone
Share the plan
Send the itinerary to friends and family and they see it live — times, tables, tickets and changes as they happen. Not a screenshot that's wrong by dinner.
Build it together
Anyone you invite can add, swap and vote. The same mechanics work on dinner tonight, the padel court on Thursday, and the villa next summer.
Split at checkout
One payment clears the basket, then splits across the group. Everyone pays their share from their own wallet — card, Points, or both — and nobody fronts it.
Tonight, or next year
A table in three hours or a fortnight in July — if it can go in a basket, it can be shared, shaped and settled together.
Real-time offers and promotions,
wherever you are in the world.
A membership is only worth what it gets you in the place you happen to be standing. Land in a new city and the wallet already knows which of your cards, programmes and memberships open a door there — and tells you while you can still act on it.
Not a monthly email of discounts you'll never use. The right thing, in the right city, at the hour it's worth knowing.
It follows you, not your address
Offers resolve against where you are today. Arrive in London on Thursday and what's live in London on Thursday is what you see.
Only what you can actually use
Matched against the cards and programmes you hold, so nothing surfaces that you aren't already entitled to walk in and claim.
In time to matter
A table that just freed up tonight. A rate that dropped on the room you were watching. A credit that expires this month and hasn't been touched.
You set the volume
Choose what you want to hear about and how often. Silence is a setting, and the default is restraint.
Membership,
made useful.
Every membership you belong to in one wallet — the hotel and the airline, the card and the rest. Plus the basket, the card and the people who answer. Founding membership opens in the UAE in 2027.
Join the waitlist
The wallet
Every programme in one balance. Convert between them or spend them directly — value stays inside the purchase rather than leaking out of it.
The basket
Classes, tables, treatments, rooms, flights and tickets from different businesses, assembled once and paid for once. Split it across the group if the group is paying.
The card
Issued to members, used at home as much as abroad, earning on the balance you're already holding.
The concierge
Ask in a sentence — a table on Thursday or a fortnight in July. The answer arrives with the booking attached, because it already knows your people, your places and how you like things done.
Verified Tickets
Resale you can trust on two flat fees — a booking fee to the buyer, a service fee to the seller. Nothing taken from the margin.
Clubs & memberships
Add the clubs, memberships and subscriptions you already pay for — courts, classes, greens, treatments. They sit in the same wallet as the miles, and they earn the same way. Travel planning happens on TOURIST and lands here too.
Shared plans
Plans live with the people in them. Friends and family see the same itinerary, add to it, and watch it change — whether it's tonight or next month.
Split bills
One checkout, split across the group. Each person pays their share from their own wallet, in card or Points, and the basket settles everyone at once.
A currency, not
a consolation prize.
Most loyalty schemes pay you in something you can only spend back inside the shop that issued it, at a rate they change when it suits them. Points work the other way round: they sit in your balance, they're worth the same wherever you spend them, and they come out of our margin rather than off your bill. Earning them is what Insider membership switches on.
Where they come from
Earned on stays, experiences, tickets and retail across the marketplace, plus everything you put on the card. Air fares don't earn Points — the miles do, credited to the programme attached to your booking without you lifting a finger.
Who pays for them
Commission we've already earned, not a surcharge added to you. A flat share of every net commission goes to the member — the same percentage on every partner, and no partner negotiates it down.
What you do with them
Spend them in the basket at checkout, all of it or part of it, against anything on the trip. No blackout dates, no separate redemption catalogue.
Moving them around
Send Points to the people you're travelling with, or convert into the programmes you already hold. Balances don't quietly expire — you're told well before anything lapses.
The demo app. Figures are demo data.
Everything you've earned,
in one place that
actually moves.
Airline miles here, hotel nights there, bank points somewhere else, a gym you pay for monthly, card rewards you've never once redeemed. Individually none of it is enough for anything. Together it usually is.
The wallet holds every programme you belong to in a single view, and gives the balances liquidity — move value between programmes, or straight into what you're buying, at the moment you're buying it.
You keep your relationship with each programme. Nothing is surrendered, closed or transferred away.
The benefits you already
pay for, finally used.
A premium card carries lounge access, travel credits, hotel status, waived FX, cover, free nights and a dozen things buried in a PDF nobody reads. Most of it lapses every year because it only helps if you remember it at exactly the right moment.
Add the cards you carry
We read the benefit set attached to each one — what it includes, what's been used and what's left this year.
Surfaced at the moment
The lounge appears when you're at the airport. The hotel credit appears while you're choosing the room. The cover appears before you buy a second policy you don't need.
Paid on the card that pays
At checkout we work out which of your cards earns most on this particular basket, and which benefits it triggers. You confirm; we don't move money without you.
Wherever you
happen to be.
Real-time offers and promotions in the city you're actually in, matched to the cards and memberships you already hold — and timed to when you can still do something about it.
Merchant-funded, never paid placement. You choose what you hear about.
The people who
get told first.
Anyone can hold their wallet and plan here for nothing. Insider — US$99 a year, open to everyone — is what switches the economics on: BLACKBOOK Points start earning on everything eligible, the member rates open, and you enter the tier programme at Onyx.
Join the waitlist by 31 December 2026 and your first 12 months of Insider are free, worth US$99 (AED 364). BLACKBOOK goes live in the UAE in 2027, with the rest of the world to follow, and the waitlist is open to everyone, anywhere.
Join the waitlist
The rates
The closed rates the big platforms keep for their own loyalty tiers — the same rooms, at member pricing, booked here instead. The difference is everything that happens around the booking.
The earn
Points on stays, experiences, tickets, retail and everything on the card, from the first purchase — and the rate steps up as your tier does. Use it more, get more.
Held, not searched
Rooms and tables kept back for members at properties and restaurants we work with directly — released to Insiders before anyone else sees them.
A person, not a queue
The concierge knows your trips, your people and how you like things done, and answers in the same thread each time.
First on the calendar
Early access to Verified Tickets, openings, takeovers and the nights worth rearranging a trip for.
One of yours
Nominate one person to share your access — they come in on your membership, and the Points stay yours.
Onyx. Obsidian. Black.
Tiers move with use, not with a bigger fee. Every Insider starts at Onyx; from there the app does the counting — stays booked, Points earned, the card in your hand — and your wallet always shows how far the next tier is. Nothing to apply for, nothing to remember. Free comes before Insider; Onyx is where membership starts. Heritage sits outside that count. It isn’t reached; it’s offered.
Join the
waitlist.
Founding membership opens in the UAE in 2027, with the UK and Singapore to follow. Membership is open to everyone — waitlist places are worked through in order, founding members first.
Costs nothing, commits nothing. We'll only write when there's something to say.
Join the waitlist by 31 December 2026 and your first 12 months of Insider are free, worth US$99 (AED 364). BLACKBOOK goes live in the UAE in 2027, with the rest of the world to follow, and the waitlist is open to everyone, anywhere.
Where to go,
and what to do there.
City guides in the proper sense: cafés, lunch, dinner, bars, stays, training, things to do and where to shop — organised by neighbourhood, written by people who actually go. Every entry is live: hours, ratings, when it’s quiet, and the fastest way to a table.
More cities added as the marketplace opens in each one.
Get paid for the plans
you already make.
Your audience already asks where you stayed, where you ate, how you found it. BLACKBOOK turns that into a ledger: bring your people in, design the plans they copy, and earn on everything they book — for as long as they’re members.
Watch it earn.
Publish a guide, then see how it is doing: views, reach, saves and shares, the way you already read them, and what only BLACKBOOK can show you — who joined, what they booked and what you earned.
The demo app, recorded. Figures are demo data. Businesses named are for demo purposes only.
Your code, your people.
A personal QR code and link. Anyone who joins through it is attached to you for the life of their membership — not for one booking, not for ninety days. For as long as they’re a member, their activity sits on your ledger.
Plans people copy.
Design your own trips and nights out and publish them under your name — the beach club day, the listening-bar evening, the long weekend done properly. Followers copy the plan and book it in one basket.
Commission, not bounties.
You earn 20% of the net commission BLACKBOOK earns on each transaction — not 20% of the booking — and the same 20% on the membership itself. On a typical ~10% commission: your people spend US$1,000, BLACKBOOK earns around US$100, and US$20 of it is yours. Every booking, for as long as they’re members. Restaurants, cafés and bars pay no commission, so plans earn on the stays and experiences around the table.
The dashboard.
Sign-ups, bookings, plan performance and earnings, live. You see what your people actually booked from what you published — and payouts arrive monthly, no chasing.
No quotas, no scripts, no approvals. Post what you already post. The earnings run whether you’re posting or not.
One follower,
five years.
Two models, side by side — then what they add up to from a single follower.
Illustrative. One referred member: the joining share plus 20% of BLACKBOOK’s net commission on US$3,000 of commissionable spend a year at a ~10% average, while they stay a member. The affiliate line: one US$1,500 hotel booked through a tracked link at a typical ~4%, paid once.
Twenty percent,
for life.
One rate, on everything. You earn 20% of the net commission BLACKBOOK earns on whatever your people book — the stay, the flight, the transfer, the experience, the tickets — for as long as they are members.
Restaurants, cafés and bars pay no commission, so a table earns nothing on its own. The stay around it does.
Worth 25% more.
Take it as BLACKBOOK Points and every US$100 you earn is US$125 to spend — on any stay, flight or experience in the app, anywhere in the world, from the day it lands.
Or take the money.
Paid to your account, monthly, at the full rate. Choose at signup, change it whenever you like.
How it works,
in full.
Six pages on how attribution works, what a plan is worth, how commission is paid and what the bar actually is — including the parts most creator programmes leave out of the deck.
Put your name
on the list.
Tell us where your audience lives and how you talk to them. If it’s a fit, we’ll come back with early access.
Making your
world bigger.
Your everyday app. Every membership, in one wallet — the airline, the hotel group, the cards, the clubs — made worth something every day, not just the weeks you’re away. Launching in the UAE in 2027, with the UK and Singapore to follow.
The problem is easy to state and everywhere once you look. Most people belong to more programmes than they can name — miles with an airline, nights and status with a hotel group, points on a card or two, a gym, a club. Every one holds real value, and almost none of it gets used: balances sit in silos and expire quietly, benefits live in PDFs nobody reads and in links buried in emails that went to spam, and at the exact moment you’re paying for something, nothing you’ve earned is anywhere near the transaction. The industry’s answer has been to launch more programmes.
We went the other way and built the two layers nobody owned. Payment orchestration, so a flight, a room, a table and a court can sit in one basket and settle in one checkout. And multi-wallet loyalty, so every balance lives in one place and actually moves — spent straight into the purchase, or shifted to where it’s worth most. On top of that sits everything a member touches: the plans, the offers that arrive at the right moment, the card, the concierge.
It’s an everyday app, and that’s the point. The screenshots you save of places you want to go become plans; the plans become trips and nights out, built with the friends and family actually coming. And the more you use it, the better it knows you — properly, not the way most apps claim to. Everyone promises they get you, then keeps serving you things that aren’t you, aren’t remotely close. This one builds on who you actually are — the things you love, the places you go and the people you go with, made sense of in one app, wherever in the world you are.
Travel is the loudest expression of it, not the whole of it. Most memberships get used within a few miles of home, and those count the same here.
Members get one wallet and one checkout. Partners get the rails. Venues get to be where their members already are.
The people
building it.
Dubai, Abu Dhabi, London, Paris, Melbourne, Sydney and Brisbane. Decades of collective experience across payments, loyalty, product, brand and enterprise partnerships — and years spent building together before this.
Jaci SmithFounder · CEO & Co-CTODubai, UAE
Rodney GreenfieldCo-CTO · Exec Director, AI & Data at AKQAMelbourne, AU
Nizar MoallaChief Financial OfficerParis, FRA
James WhitingCo-Chief Product Officer · Travel & LifestyleBrisbane, AU
Hissam KhanCo-Chief Product Officer · FinTech and LoyaltyDubai, UAE
Julian PhillipsSVP Enterprise PartnershipsDubai, UAE
Kevin GoldmintzGrowth & Sales · EnterpriseSydney, AU
Kevin LooneyPartnerships & ProcurementSydney, AU
Mark Rennie-DavisPayments & GovernanceAbu Dhabi, UAE
Brendan SmithCreative Director, BrandLondon, UK
Dr Naim MaadadHotels & HospitalityDubai, UAE
Adam O'ConorMarketing & AdvertisingLondon, UK
Kurt KnackstedtCorporate Travel & PaymentsSydney, AUSay hello.
Press, partnership, membership or something that doesn't fit a form — it all lands with a person, and you'll hear back.